Why CFS among all the other collection agencies serving Virginia, North and South Carolina, and Georgia?

At Credit Financial Services we believe in doing things a cut above other debt collection agencies. That means no hidden fees or lengthy debt collection contracts. We work every account to the fullest and don’t get paid unless our efforts produce results.

We specialize with clients in a variety of industries including:

• Medical practices
• Golf and Country Clubs
• HVAC, Heating, plumbing, electric and other service contractors
• Utility companies
• Other commercial and B2B companies

In Business for More than 100 Years

Our doors have been open for over a hundred years giving our debt collection agency an unsurpassed level of experience and expertise. While we are experienced, we are also modern. Our web portal is extremely user friendly, offering a convenient way for you to enter accounts, run reports, and manage your files.

Our highly trained staff has top of the line technology at their fingertips and full transparency in everything they do. They undergo extensive coursework in all aspects of the industry. This is important because a strong knowledge of HIPAA laws as well as compliance with FDCPA/FCRA rules and regulations are key to successful debt collection. We also offer bilingual services and make sure our staff knows how to identify and effectively deal with the four major personality types. All things that we’ve found have greatly increased our overall success rate.

Our Ethical Debt Collection Services Protects Your Company Image

We understand that you need to protect your standing in the community and your on-going relationships with your debtors. We make sure everyone we contact feels respected and is given every chance to make good on their delinquent account. Unlike some agencies, we won’t report the debt to the credit files as long as the agreed upon payment plan is up to date.

We Focus on Getting You the Best Results

Many of the new ideas that come along in the debt collector industry are developed to save agencies time and money. For example, the practice of “scoring” accounts. Agencies will look up debtor’s credit scores and rank them best to worst… then only work accounts with higher scores. This is something we will never do at Credit Financial Services. We tested the scoring tool and found credit scores are not accurate predictors of who will pay off their debt. You pay us to fully work every account and we take that responsibility seriously.

We’re proud of our high rate of return because we know it’s the direct result of our hard work, diligence, and integrity. We deliver on our promises and that’s what sets us apart.

Call us at (800) 777-8384 to discuss our unique approach that sets us apart from other debt collection agencies.  We offer our B2B and B2C debt recovery services in AL, FL, GA, IN, KY, LA, MD, MI, NC, NJ, OH, PA, SC, TN, TX, VA, WV.